What is an NCMC Card and Why You Should Get One?

What is an NCMC Card and Why You Should Get One?


The National Common Mobility Card (NCMC) is a revolutionary card designed to simplify your travel and payments across India. Launched by the Government of India, this card aims to create a seamless travel experience on public transportation and facilitate easy transactions. In this article, we will explore what an NCMC card is, its benefits, and why you should consider getting one.

What is an NCMC Card?

The NCMC card, also known as the One Nation One Card, is a contactless payment card that allows you to pay for multiple types of transportation and retail transactions. It is designed to work on metro trains, buses, suburban railways, and even for toll payments across the country.

Benefits of an NCMC Card

1. Seamless Travel

The primary benefit of the NCMC card is its ability to facilitate seamless travel across different modes of public transport. Whether you’re commuting on a metro, bus, or suburban train, the NCMC card ensures you don’t need multiple tickets or cards.

2. Convenient Payments

Apart from travel, the NCMC card can be used for everyday transactions like shopping, dining, and even paying tolls. This makes it a versatile financial tool in your wallet.

3. Contactless Transactions

The NCMC card supports contactless payments, allowing you to make transactions quickly and safely by simply tapping your card on the payment terminal. This feature is particularly useful in the current scenario where contactless transactions are encouraged for hygiene reasons.

How to Use an NCMC Card

1. Public Transport

Using the NCMC card for public transport is simple. Just tap your card at the entry and exit points of metro stations, buses, or suburban railways. The fare will be automatically deducted from your card balance.

2. Retail Payments

For retail transactions, look for merchants that accept contactless payments. Tap your NCMC card on the payment terminal, and the amount will be deducted from your card.

3. Toll Payments

When driving on toll roads, use your NCMC card to pay toll fees. Simply tap the card at the toll plaza to make a quick and hassle-free payment.

Why You Should Get an NCMC Card

1. Unified Payment Solution

The NCMC card acts as a unified payment solution, reducing the need to carry multiple cards or cash. This simplifies your wallet and ensures you have a convenient payment method for various needs.

2. Enhanced Security

Contactless payments offer enhanced security as they reduce the risk of card cloning and fraud. The NCMC card’s technology ensures your transactions are safe and secure.

3. Wide Acceptance

The NCMC card is widely accepted across different modes of transport and retail outlets, making it a versatile payment option.

4. Linked Services with Airtel Payments Bank

Airtel Payments Bank provides additional benefits and services linked to your NCMC card. You can manage your card through the bank’s Airtel Thanks App app, check your balance, and recharge your card effortlessly.

Steps To Buy an NCMC Card Using the Airtel Thanks App

Step 1: Download and install the Airtel Thanks app.

Step 2: Log in using your Airtel mobile number.

Step 3: Go to the ‘Banking’ or ‘Payments Bank’ section.

Step 4: Find and tap on the ‘Apply for NCMC Card’ option.

Step 5: Fill in your personal details.

Step 6: Complete the KYC verification.

Step 7: Pay the applicable fees.

Step 8: Review and submit your application.

Step 9: Receive confirmation of your application.

Step 10: Activate your NCMC card upon receiving it.

Buy FASTag with Airtel Payments Bank

Apart from the NCMC card, if you frequently travel on highways, you should buy FASTag. FASTag is a device that allows automatic deduction of toll charges and lets you pass through toll plazas without stopping for cash transactions. You can buy FASTag through Airtel Payments Bank, which offers a simple and efficient way to purchase and recharge FASTags.


The NCMC card is an innovative solution that brings convenience, security, and efficiency to your travel and daily transactions. With the ability to use it across various transport modes and retail outlets, it simplifies the way you make payments. Airtel Payments Bank enhances this experience by offering easy application, management, and additional services for the NCMC card and FASTag. Consider getting an NCMC card to enjoy a unified and hassle-free payment experience.


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